Your finances, on auto-pilot. Spender reads your banking SMS to automatically track transactions. Private, accurate, and effortless.
Focus on your life, not your spreadsheet. Spender runs quietly in the background to keep your finances accurate.
Our intelligent analyzer reads transaction SMS from banks worldwide. It automatically extracts the merchant, amount, and account. No manual entry needed.
Requires iOS 26.0+
Everything happens on your device. We don't see your data, your banks don't see our app. No servers, no cloud processing, zero tracking.
We use a double-entry ledger system under the hood. This means your account balances are actually accurate.
See exactly where your money is going with interactive charts. Export everything to PDF or Excel if you want to geek out on your own.
Get the app from the App Store. No account creation required.
Open the app and go to Settings to download the SMS Analyzer. This is required for automation.
Install our official iOS Shortcut with one tap. This bridges your Messages app to Spender securely.
That's it. Next time your bank texts you, Spender tracks it. You just check the charts.
See how Spender compares to other expense trackers like Monarch Money, YNAB, and Money Manager.