Privacy Policy

Last Updated: November 22, 2025

Our Core Commitment

We collect ZERO data. Period.

We don't have servers, we don't collect analytics, we don't track you, and we never see your financial data. Your business is your business.

Data Collection

What We Collect: Nothing. We do not collect, store, transmit, or access any of your personal or financial data.

What We DON'T Collect:

  • No SMS messages
  • No transaction data
  • No financial information
  • No account numbers
  • No personal information
  • No location data
  • No usage analytics
  • No advertising IDs

How Spender Works

SMS Processing (100% On-Device)

When you enable SMS automation, our "SMS Analyzer" machine learning model runs locally on your device.

  • No SMS content ever leaves your device.
  • No data is uploaded to any server.
  • The model runs completely offline using iOS native APIs.

Transaction Storage

All transactions are stored in UserDefaults directly on your device. There are no cloud uploads unless you explicitly enable iCloud Backup.

Backup & Sync

iCloud Backup (Optional)

If you enable iCloud Backup in Settings, your data is encrypted and stored in your personal iCloud account. We never have access to it, and it falls under Apple's standard iCloud privacy policies.

Local Backup (Optional)

You can create encrypted local backups saved to your device's Files app. You have full control over where to store or share these files (e.g., AirDrop, Drive, Email).

Third-Party Services

We keep dependencies to an absolute minimum to ensure privacy.

ONNX Runtime

Used for running the ML model locally. Runs entirely offline.

Currency Rates API

Fetches exchange rates from a public GitHub CDN. No personal data is sent.

No Analytics SDKs

We do NOT use Google Analytics, Facebook SDK, Mixpanel, Firebase, or any other tracking tools.

Permissions

  • •
    SMS Permission (Optional) Used solely to read bank transaction messages for automatic parsing on-device.
  • •
    iCloud Permission (Optional) Used solely to backup your data to your private iCloud container.

Contact Us

If you have any questions about our privacy practices or need to request data deletion (which you can do yourself by uninstalling the app), please contact us:

numanmubarak@protonmail.com